Making a decision is never an easy thing to do, especially when they might affect one’s health significantly. Therefore, when it comes to opting for such procedures as the bariatric surgery, in order for this procedure to be successful and give those most desired results in the end, it needs to be fortified and complemented by fairly dramatic alterations in one’s lifestyle. This, of course, urges quite a lot of discipline, and more importantly, commitment. Yet another factor that needs to be seriously taken into consideration refers to the overall costs of the procedure itself. Thus, prior investigation into the possible financial requirements is a must.
The gastric bypass in question is regarded as, certainly, one of the most frequently performed bariatric surgical procedures nowadays. When it comes to the financial side of the entire undertaking, it amounts to 26,000 US Dollars, which is not something that is to be taken lightly at all. For those people who are not that acquainted with all the points that comprise the final bill-plan, the following should be taken into consideration – surgeons’ fees, cost of hospital stay, laboratory costs and cost of anesthesia. In addition to this, due to the nature of the procedure, what people undergoing the procedure in question ought to take into consideration as well, are the follow-up care costs. These involve regular visits by the designated doctor, vitamins, supplements, as well as the services provided to the person in question by a nutritionist and a psychologist. There also exist certain practices that already include all the aforementioned in the final price of the surgery.
Having the bypass surgery in mind, it must be emphasized that, unfortunately, obtaining related and proper insurance coverage quite often turns out to be a fairly long and complicated process. What have insurance companies began to realize however are the “beneficial” potentials that concern them as well, since such a procedure, once performed, is not only known to diminish the overall recurrence risk, but it also has the potential to eliminate the risks of developing such illnesses as heart disease and diabetes. This way, of course, the overall costs that emerge in the process of illness treatment are more than evidently diminished.
To become a valid candidate for an insurance coverage, a person needs to fulfill the following conditions:
- What needs to be clearly stated and proved is that bariatric surgery is highly beneficial for their future health and that it is performed to correct an obesity-related health issue
- Physician has termed it as medically essential and necessary
- The person in question attempted and failed in losing weight any other way
- The situation meets the requirements put forth by a person’s insurance carrier